Is your retirement plan ‘something through work,’ but you don’t know what it is, how it works, or if it will be enough?
Do you want to make sure money is not a barrier for your childrens’ education, but you don’t know where to start?
At YouGroup, we are here to help.
There are a lot options out there:
- RRSP (Registered Retirement Savings Plan)
- RESP (Registered Education Savings Plan)
- TFSA (Tax Free Savings Account)
- LOC (Line Of Credit)
- HELOC (Home Equity Line Of Credit)
- High Interest Savings Account
- Mutual Fund
- ETF (Exchange Traded Funds)
Do you know what they all mean?
Are they right for you?
Do you need them?
Do they fit with your success goals?
When the bank sells you financial products, you pay for it!
You don’t pay a fee out of your pocket, but the bank makes money over time in interest and management fees. The salesperson earns a commission, or their wage is tied to a minimum quota for sales.
This “free” advice from the banker, mortgage specialist, investment advisor, or insurance broker comes with bias. They want to sell their products, which aren’t necessarily the products you need. They are trained to make you think you need what they sell, and they are coached to find ways to sell you more.
At YouGroup, we offer financial planning for a fee. We custom-tailor a plan made just for you. No bias. No product-linked commissions. No pressure to meet a target.
YouGroup doesn’t sell financial products, so you will still need to go to the bank, mortgage specialist, financial advisor, or insurance broker. But you will be prepared! You will know what solution you need and how that solution gets you where you want to go.
When you pay for advice, you are the centre of attention, and you benefit the most. Save hours of sorting through the glut of financial products out there. And save thousands of dollars in fees and interest charges! YouGroup’s financial plan is directly aligned with your success plan (Blueprint).
Don’t waste your money on products that don’t plug into your success. Make better financial decisions with YouGroup!
Step 1: Design your Blueprint for success.
YouGroup looks at your current financial situation and determines what changes are needed for future financial success.
How do you spend money? What is your debt? Do you have savings? Do you have a savings plan?
YouGroup designs your Blueprint to get you from where you are now to where you want to be. That Blueprint flags the financial products that will work best for you over the long-term, and gives you a powerful toolkit for making smart financial decisions going forward.
You have our full attention! We work together one-on-one, providing personal consultation on a schedule that works for you and your family. Getting you on track means making you accountable for the changes necessary to successfully manage your financial picture.
Prefer to work in a small group?
YouGroup’s Financial Fitness program takes you through our process, and give you the tools you need to create a great plan.
Let’s get started.